Audiomaxx has partnered with Acima Credit and Snap Finance to extend credit to customers. We encourage customers to do their research to pick between them. Rates and payment options will vary. You will have to do your own research to find the differences between the two programs and determine which one is better for you.

Acima Program Highlights

  • No Credit Required
  • Approvals up to $2000 in Seconds
  • Apply on Mobile Feature
  • $50 Initial Payment to take it home
  • Paperless, Web-based Portal
  • 90-Day Buyout Option
  • Credit reporting to Experian

To apply for Acima Credit click here.

Acima Credit FAQ

What do I need to qualify?
  • US government-issued photo ID and SS# or ITIN#
  • Three months of history with your current employer or current source of income.
  • Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more.
  • No NSFs, excessive overdrafts, or negative balances on your current checking account.
How do I make payments?

Once you’ve made your initial payment in-store, future payments are automatically deducted directly from your checking account.

When do my payments begin?

Once delivery has been confirmed and you are in possession of your merchandise, your first lease payment will be scheduled to fall in line with your next pay date.

What if I have more than one source of income?

No problem. The online application allows for more than one income source to be included.

What are my pay off or early purchase options?
  • Price + $10 payment processing fee (Acima Cash Price is equal to the Lease Amount).

  • Early Buyout Option allows you to pay a discounted portion (usually 75% of the remaining payments owed) in one lump sum at any time after the first 90 days of the agreement.

  • 12-Month Lease allows you to pay off the lease over a 12-month term without buyout fees or penalties.
When will I own the merchandise?

You own the property once you have met any of the above early pay off options, or once you have made the regularly scheduled payments during the 12-month term.

How much will this cost me?

The cost to acquire ownership depends on whether or not you exercise one of the early buyout options. The 90-Day Option will cost you $10. The Early Buyout Option allows you to pay a discounted portion (usually 75% of the remaining payments owed) in one lump sum at any time after the first 90 days of the agreement. If you choose to pay off the lease over the 12-month lease term you will pay approximately two times the invoice amount.

What if I change my mind and want to return my items?

Audiomaxx offers 14 days to return merchandise. Installation costs are not refundable. Please see our Return Policy here.

Can I check my account online?

Yes, you can conveniently access your account online to view your current lease details or make a payment. Simply visit customer.acimacredit.com to get started.

Snap Finance Highlights

  • No Credit Needed
  • Budget-friendly Lease-to-own Terms
  • 100-Day Cash Payoff